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London, United Kingdom, March 17, 2021 (GLOBE NEWSWIRE) — Bitcoin is not as complicated as it seems. It’s easy provided you know when and where to invest your funds to make the right Bitcoin Purchase. In this Guide, we at DailyBitcoinJournal will throw light on the best exchanges which allow users to buy bitcoin in the UK and help you to make a better choice for your next Bitcoin Purchase. Let’s begin, Shall we?
Coinbase is considered one of the safest and easiest ways of buying Bitcoin in the UK. With GBP deposits via fast payments. Coinbase is one of the first platforms to hold an FCA-approved e-money license making them safe and approved. They only charge a transaction fixed fee of 0.5 % which is the lowest in the market and it’s very easy to use.
How to Buy Bitcoins in UK using Coinbase?
Since its launch in 2017, Binance has come a long way and is now considered the biggest Cryptocurrency trading platform and maintains the highest 24-hour trading volume. Binance allows its users in Uk to directly deposit funds in their account with debit and credit cards. Binance charges a 0.1% spot trading fee and 0.5% instant buy/sell trading fee along with some withdrawal fees based on Bitcoin network fees. The trading fee on Binance is an affordable price to pay for a platform that offers the one of the highest number of Crypto trading pairs to trade. Binance is also known for the simple and elegant API that facilitates effective trading with utmost transparency.
How to buy Bitcoin in the UK using Binance?
1. Open up a Binance account by entering the basic details that you would be needing to open any account.
2. Once you access your account, you need to protect your account with two-factor authentication to enable security measures in place.
3. Once you are done with the basic setups, you will be inside your trading account.
4. Click on the exchange button on the task bar and choose basic for trading.
5. Once you complete that, you will be put up with a set of trading pairs that you can select from.
6. you can link your debit/credit card or bank account and Deposit your funds.
7. Make sure you have enough balance in your Binance wallet before you make the purchase.
Wirex was considered the cheapest among the other competitors where you can buy bitcoin. Wirex charges 1% fee to buy bitcoin using a debit or credit card and Bank deposits are completely free of charge but can take up to 2-3 days to show up in your account and are also only available to users with a fiat account. Wirex also charges fixed account maintenance fees but if you are ok with some extra charges, Wirex might just be what you are looking for when it comes to making your Bitcoin purchase.
Here’s how to Buy Bitcoin in UK from Wirex
Paxful is a P2P Bitcoin buying and selling marketplace where you can find bitcoin buyers or sellers near you. Paxful’s customer-to-customer trading platform that permits the exchange of local currencies for Bitcoin. Bitcoin Buyers can post about their offers with exchange rates and or explore the best possible offers from multiple sellers. You can filter offers based on Seller’s Buy rate, Trust score, Payment Methods etc. The payment options offered here are huge, You can buy bitcoin with Paypal, Credit Card, Bank transfers, Western Union transfers, Cash transfers etc. Paxful also allows customers to buy or sell Bitcoins with Gift Cards. Paxful charges 0.5% – 3% fees when you sell Bitcoins on their platform depending upon the Payment method. You will also be asked to verify your identity to make it a safe space as it is a P2P trading platform.
Localbitcoin is Another leading P2P Bitcoin buying and selling platform like Paxful. LocalBitcoins faced a lot of problems during its initial days of launch and over the period of time, it became better at making trading easy and safe. It is the same as any peer-peer trading platform where you can make a purchase depending on the offers that are on the adverts or else make an offer with the cryptocurrency you have. Localbitcoin allows users to buy bitcoin with Credit card, Paypal, Bank transfers etc. Make sure you trade with a verified user when you use local bitcoins, same as what you would do with any other peer-peer trading platform.
One of the most recent popular hits in the trading space to buy Bitcoin is Coinmama. The company is known for the spectacular support that it offers with every trade and the prices mentioned seem to be as same as the ones quoted in the market. But with every privilege comes a downside and this is a bit on the heavy side. Coinmama charges its customer 5.5% transaction fee for trading. One of the most commonly mistaken facts about Coinmama is that Coinmama is not a crypto wallet and this means that you will have to have a wallet added to your coinmama account before making a purchase.
How to buy Bitcoin in UK from Coinmama?
1. Create a coinmama account and get it verified with simple on-screen prompts.
2. Once the coinmama account is created, you will have to set up the wallet in the account by entering the wallet address. (Note: Make sure that the wallet address is correct as entering a wrong wallet address will make it impossible to retrieve your coins)
3. Once the wallet is set up, you will have to select the crypto coin that you would like to buy. Once you select that, you can select the amount that you want to buy and make the purchase with the desired payment method.
4. Once the payment has been cleared from your bank, you can see the coins reflected in your wallet in 1-3 business days.
Crypto.com does not take up direct GBP transfers currently. This makes the process of buying, a lengthy one. With Crypto.com, you will have to download two applications, one is Revoult, a EUR-based banking application and the next is Crypto.com, where you make the actual purchase.
To use Crypto.com to buy bitcoin in the UK with net banking or debit/credit card, you need to create two accounts in two applications.
Crypto.com does not charge any additional fees but revolut does if you process transactions on the weekends. When it completes a transaction that was initiated on the weekend, they charge you an extra 0.5% transaction fee. Therefore, if you are looking for flexibility and is someone new, this might not be the right platform.
CoinJar is the perfect resource for you if you are looking forward to an easy way to buy Bitcoin with extra cash to spend on for transactions. If you want to start using CoinJar, the first thing is to;
How to Buy Bitcoin in UK from Coinjar?
Yes, CoinJar is one of the oldest cryptocurrency brokers that charge an additional 1% fixed fee against your Bitcoin purchase. They are also known to quote a little high on the exchange rate compared to what is seen on the market. Therefore, if you have got extra bucks and look for Simplicity, CoinJar should be your option.
If you are looking for a resource that offers real-time BTC to GBP exchange rates and allows you to buy bitcoin with debit card or credit card and fast GBP payment deposits, CoinFloor is your best option.
The only extras that you would need to be paying are a 0.3% fixed fee if you are making a low-volume purchase and £2.50 for every deposit made. These rates shouldn’t be bothering you if you are making large-volume purchases.
If you are looking forward to a simple GBP transfer and making a purchase, they are your choice. All you have to do is enter the amount which you would like to buy and based on your entry you will be connected to the cheapest broker who has registered with Bittylicious. Once the broker receives payment, you receive the fund from an escrow to your wallet. The additional overhead is somewhere between 1.5-2% when you purchase on their platform.
Visa CEO Al Kelly anticipates that cryptocurrency could become “extremely mainstream” within five years. He is working to position Visa in the middle of it should cryptocurrency take off. He further confirmed that Visa is working to allow bitcoin purchases, in addition to enabling the cryptocurrency to be used at 70 million stores where Visa is accepted.
In the Leadership Next podcast with Alan Murray and Ellen McGirt published Tuesday, Visa CEO Al Kelly talked about bitcoin and his company’s cryptocurrency strategy. Given the recent rise in the price of bitcoin, he was asked what it means for his credit card business.
“I would like to divide crypto into two buckets,” Kelly began. “One is the more speculative asset” or “digital gold,” he explained, adding that he put bitcoin in this category. The CEO elaborated:
In that category, we are trying to do two things. One is enable the purchase of bitcoin on Visa credentials.
Secondly, Visa is “working with some bitcoin wallets to allow bitcoin to be translated into a fiat currency and therefore immediately be able to be used at any of the 70 million places around the world where Visa is accepted,” Kelly added.
“The other category of crypto is digital currencies,” he continued, adding:
There, we see a strong potential for those to become a new payment vehicle. In fact, it could be an accelerant in some of the emerging markets as we look around the world.
He proceeded to reveal that Visa is “working with lots of players” in this category. “There are about 35 different players we are working with,” he specified, clarifying that “These are currencies that are fiat-backed [stablecoins].”
His statement echoes what Visa explained in its Q1 2021 earnings call. “Our strategy here is to work with wallets and exchanges to enable users to purchase these currencies using their Visa credentials or to cash out onto our Visa credentials to make a fiat purchase at any of the 70 million merchants where Visa is accepted globally,” the company informed its shareholders.
During Tuesday’s podcast, Kelly was also asked where Visa stands given that cryptocurrency is used to lower the cost of transactions, so users do not have to pay as much to Visa and Mastercard as they do today.
“The thing about our business that I actually like is that we don’t pick winners and losers,” he described. “As you and I sit here and talk today, I don’t know to what degree cryptocurrencies are going to take off. Are we going to say in five years that it was a fad and it was not a big deal? Or is it going to be extremely mainstream? I’m not smart enough to know but what I am smart enough to do is make sure that our company is in the middle of it today so that if it takes off, we are in the middle of helping move that money.”
He then compared Visa’s business model today to how it was previously, clarifying that Visa used to be all about people using its products to buy and sell goods and services. “Today we made the company a company all about money movement globally so any kind of funds that are going to flow, we want to be in the middle of that,” he affirmed, emphasizing:
If it takes off and we can get our fair share or more of the volume because we anticipate this possibly could take off and become a big deal, we certainly want to be prepared for that, and I think we are off to a very good start.
What do you think about Visa’s bitcoin strategies? Let us know in the comments section below.
The Federal Executive Council (FEC), presided over by President Muhammadu Buhari, on Wednesday approved N11.72 billion for projects in the Works and Housing, as well as Health ministries.
Works and Housing Minister Babatunde Fashola announced this to State House Correspondents after the week’s virtual FEC meeting in Abuja.
The minister said N8.649 billion was approved l for his ministry as variation for works on the Enugu-Onitsha highway.
“The Ministry of Works Housing presented one memorandum to Council, which was for the revised estimate total cost of our project on the Enugu-Onitsha highway and it was to add N8.649 billion to the section on that contract to Niger Construction, which is a 22-kilometre section of the 100-kilometre road so that we can expedite conclusion of works.
“Variation was to cater for the change of the pavement surface, the binder course and the wearing course to crease thickness and to utilise modified bitumen and also to strengthen the shoulders and some bridge works.
“Council approved the variation of N8.649 billion in favour of Niger Construction,” he said.
Also, Health Minister Dr Osagie Ehanire said Council approved N3,070,892,938 for six contracts of laboratory equipment on behalf of the Nigerian Centre for Disease Control (NCDC).
“The Ministry of Health presented a memo on behalf of NCDC public health laboratory specialist and for Centre for Disease Control.
“It is for six contracts for laboratory equipment at N3,070,892,938 for various equipment and supply to strengthen the work of NCDC in various parts of the country to be more ready for the work they do in diagnostics preparedness, not only for COVID-19 but for any other disease outbreak of public interest in the future,” he said.
The Independent Corrupt Practices and Other Related Offences Commission (ICPC) has detained a former Registrar and Chief Executive Officer (CEO) of the Joint Admission and Matriculation Board (JAMB), Professor Dibu Ojerinde, for allegedly misappropriating N900 million.
Ojerinde, who was arrested on March 15, 2021, in Abuja by ICPC operatives, allegedly committed multiple cases of fraud while heading JAMB and the National Examination Council (NECO).
The alleged offences were perpetrated between 1999 and 2007 as well as 2008 and 2016.
The embattled ex-Registrar was alleged to have awarded contracts worth over N450 million beyond his approval threshold.
Most of the contractors could not be traced as at the time of his arrest.
But the ICPC has seized some choice assets traced to Ojerinde, who is an Emeritus Professor at the Obafemi Awolowo University (OAU).
A statement by the commission’s spokesperson Mrs. Azuka C. Ogugua, said Ojerinde had made useful statement.
Last night, a top source revealed how Ojerinde allegedly indulged in fraudulent deals.
A top source said the ex-Registrar was being questioned over allegations of multiple identities, abuse of office, theft, Advance Fee Fraud, money laundering, making false statements to public officials and tax evasion, among others.
The source said some choice assets of the ex-Registrar have been seized, following a court order.
The source claimed that investigation had “successfully linked the source of N1.7 billion used to acquire some of the properties to NECO and JAMB through a private solicitor based in Abuja.
“The solicitor admitted that he collected the funds on various dates from an accountant who served under Prof. Ojerinde in both agencies”.
Also, a Federal High Court in Minna, the Niger State capital, has given an order of restitution and forfeiture to the Federal Government of all the assets that were found to have been corruptly acquired with public funds for Ojerinde.
A document obtained last night confirmed the forfeiture, based on a court order.
Also, the ICPC yesterday re-arraigned Okoi Obono-Obla, a former Special Assistant to the President on Prosecution, for alleged N10.1 million fraud, in a Federal Capital Territory (FCT) High Court.
Obono-Obla, who was a former Chairman of the disbanded Special Presidential Investigation Panel for the Recovery of Public Property (SPIP), was also charged with failure to honour ICPC invitation.
Also arraigned is Obono-Obla’s Senior Assistant, Special Duties (Protocol), Aliyu Ibrahim.
The former SPIP chairman was on January 22 arraigned before the court alongside Ibrahim and the Managing Director of ABR Global Petroleum Resources Limited, Daniel Omughele.
They were arraigned on a 10-court charge bordering on diversion of N19.9 million meant for furnishing the SPIP office.
The ICPC counsel, Olusola Bayeshea (SAN), informed the court of an application by the complainant, seeking the leave of the court to amend the charges against the defendants.
Justice Olukayode Adeniyi granted the application as prayed and discharged the third defendant.
When the amended charge was read to the two defendants, they pleaded not guilty.
The ICPC alleged that Obono-Obla and Ibrahim conspired and conferred unfair advantage on the second defendant by diverting N10.2 million.
The ant-graft agency alleged it was part of the N15.1 million meant for some contractors by the Nigeria Deposit Insurance Corporation (NDIC) for furnishing SPIP offices into the account of ABR Global Petroleum Resources Ltd, where Ibrahim is a director and signatory to its account.
The agency said by this, the defendants committed an offence contrary to Section 26(1)(c) and punishable under Section 19 of the Corrupt Practices and Other Related Offences Act, 2000.
The anti-graft agency also accused the former SPIP chairman of refusing to honour an invitation in July, 2018.
This, the ICPC said, is contrary to Section 28(1)(a) and punishable under Section 28(10) of the ICPC Act.
Justice Adeniyi adjourned the matter till May 24, May 26 and May 27 for hearing.
After years of resistance, mainstream investors are opening up to cryptocurrency startups as bitcoin climbs to uncharted heights.
One such startup has capitalized on the boom to become Austria’s very first unicorn.
Neobroker Bitpanda has hit a $1.2 billion valuation following a $170 million Series B led by Valar Ventures, with support from partners of DST Global. The round is a significant step-up in funding size for the startup, which raised $52 million in September from investors including Speedinvest. It also comes off the back of an impressive growth spurt, with Bitpanda reporting the same revenue in the first two months of this year as in the whole of 2020.
Cryptocurrency has surged in 2021, with bitcoin reaching a record of over $60,000 on Saturday. The rally was prompted in part by a string of endorsements from institutional investors and Silicon Valley heavyweights including Twitter‘s Jack Dorsey and Elon Musk.
“Even in September [with Bitpanda’s Series A], we noticed that traditional investors were still cautious about crypto,” said Tom Lesche, principal at Speedinvest. “But over the last couple of months, now with the boom and the increased interest of institutions, it is becoming more mainstream.”
Cryptocurrency startups are taking advantage of its normalization. Last month, digital currency exchange Coinbase filed for a direct listing that could value it at over $100 billion. Soon after, cryptocurrency lender BlockFi secured a $350 million Series D led by Bain Capital Ventures; the company’s valuation jumped to $3 billion from the $435 million it reached in August.
As of March 16, startups in the space have already raised $1.8 billion—more than half of 2020’s total VC funding, according to PitchBook data. The adoption of blockchain and cryptocurrency is accelerating, and with more established players like banks lending it legitimacy, there will be more opportunities for investment in the space, Lesche said.
But it’s not just access to cryptocurrencies that is drawing traditional VCs in.
“The space between fintech and crypto is becoming blurrier, and that’s what is making it more mainstream,” Lesche said. “In the case of Bitpanda, their vision is to be a neobroker across all asset classes. They are much more in the fintech space than the crypto space, which is what excites traditional investors like DST and Valar.”
Customers will now pay a flat rate of N6.98 per transaction every time they use the Unstructured Supplementary Service Data says the Central Bank of Nigeria (CBN) and Nigerian Communications Commission (NCC).
“Effective March 16, 2021, USSD services for financial transactions conducted at DMBs (Deposit Money Banks) and all CBN-licensed institutions will be charged at a flat fee of N6.98 per transaction,” CBN and NCC spokesman Osita Nwanisobi and Ikechukwu Adinde said in a joint statement on Tuesday.
“This replaces the current per session billing structure, ensuring a much cheaper average cost for customers to enhance financial inclusion. This approach is transparent and will ensure the amount remains the same, regardless of the number of sessions per transaction.”
Telecommunications operators had earlier threatened to withdraw the USSD service from banks following the refusal of the banks to pay the accumulated debt of N42 billion, which have accrued in the last eight months.
The telcos, under the aegis, Association of Licensed Telecommunications Operators of Nigeria (ALTON) claimed that since the USSD Pricing determination by the Nigerian Communications Commission (NCC) which resulted in a price review of USSD service by its members, banks are yet to pay them the accumulated USSD transactions costs.
The apex bank and NCC said the settlement plan for outstanding payments incurred for USSD services, previously rendered by the Mobile Network Operators (MNO), is being worked out by all parties in a bid to ensure that the matter is fully resolved.
“ MNOs and Deposit Money Banks (DMBs) shall discuss and agree on the operational modalities for the implementation of the new USSD pricing framework, including sharing of Application Programme Interface (API) to enable seamless, direct and transparent customer billing,” the statement read.
“ DMBs and MNOs are committed to engaging further on strategies to lower cost and enhance access to financial services.”
They noted that the impending suspension of banks from the USSD channel is hereby vacated as they would no longer be disconnected from the USSD channel.
CBN and NCC said the new USSD charges will be collected on behalf of MNOs directly from customers’ bank accounts.
“Banks shall not impose additional charges on customers for use of the USSD channel,” the statement read.\
“With the above resolutions, The general public is reminded that the USSD channel is optional, as several alternative channels such as mobile apps, internet banking and ATMs may be used for financial transactions.”
Popular entertainment Company G-Worldwide has made its entry into the Nigerian filmmaking space with the making of a feature film, ‘Suga Suga’.
The Nollywood feature is scheduled for a March 26 release in cinemas across Nigeria.
‘Suga Suga,’ a romantic comedy centered around the family of a wealthy billionaire whose lust for young girls tears his family apart, features Taiwo Obileye, Charles Inojie, Ayo Adesanya, Wole Ojo, Gregory Ojefua, Tana Adelana, Vivian Anani, and Christian Paul.
The feature is produced by New York Film Academy graduate, Louiza Williams, directed by Richard Iboyi, and has Festus Ehimare as the executive producer.
The film also narrates the story of an intelligent young man who after failing to get a job with his driving school certificate, decides to disguise and work as a maid in a billionaire’s mansion.
GRAND RAPIDS, Mich. (WOOD) — Cryptocurrency is becoming more common in criminal activity, federal authorities warn those who are investing in it.
“I mean, criminal actors are working day and night to swindle people out of their hard-earned money, and so folks have to be cautious if they are going to dabble into Bitcoin,” FBI Assistant Special Agent in Charge Scott McKee said.
In 2019, Grand Rapids-based Geek Group was raided by Homeland Security Investigations and the IRS as they investigated leaders for illegally trading cryptocurrency. The founder said at the time he “made a bad decision” and he was going to “pay for it.” Earlier this month, court documents revealed allegations that between 2017 and 2018, he and others laundered hundreds of thousands of dollars, some of it coming from their clients’ drug sales, using Bitcoin.
Bitcoin is a currency that you can buy and use online. It’s legal, but like any other currency, crooks are finding ways to use it.
“We see it used to fund terrorism. We see it used in money laundering,” McKee said.
McKee, who works out of the Grand Rapids FBI office, says that while Bitcoin is often used in ransomware scams, the most common crime is money laundering.
According to FBI statistics, victims in Michigan lost almost $917,361 in virtual currency crimes in 2019 alone. The number of criminal cases involving Bitcoin specifically is increasing, with the FBI reporting a spike in the past five years.
“Bitcoin it can be exploited easier and that’s because individuals and nefarious actors will continue to use a variety of actions to hide their anonymity to hide their identity,” McKee said.
He said criminals are turning to Bitcoin because on the dark web, it’s easier to hide your identity and you can move the money across the world in a matter of seconds.
“I don’t see it (Bitcoin) going anywhere. I only see it becoming more prevalent and used in more legitimate transactions. Unfortunately, there will always be cyber actors looking to exploit that and that’s why we are going to be here for a long time as well,” McKee said.
If you are looking to buy Bitcoin, use a licensed money exchange. Using an unlicensed exchange puts you at risk for getting involved with dirty money, which could land you in a criminal investigation and result in your funds being seized.
A local dry cleaner now accepts cryptocurrency as a form of payment for in-store or online services.
What can you buy with cryptocurrency? It depends on where you live, is the short answer. NBA tickets, plane tickets or even a Tesla car, but now you can add dry cleaning to the list.
Dublin Cleaners and New Albany Cleaners has announced it is accepting cryptocurrencies.
“We are investing in it personally. Why shouldn’t the business participate in what’s going on,” said Brian Butler, the president of Dublin and New Albany Cleaners. “I started to pay attention to it after Thanksgiving because it started to make a move. My wife and I invested ourselves in early January.”
The third-generation business went cashless a few years ago. The brick-and-mortar locations now have settlement modules similar to credit card terminals for cryptocurrency.
“It absolutely is like cash. It’s just digital cash. So we use Coinbase and they can handle either institutional or individual investment and purchase. And once you own it they can also handle exchange,” said Butler. “Since the value relative to the dollar is constantly influx the absolute second the transaction occurs… it will transfer exactly that amount of whatever cryptocurrency and I think we have about seven we can accept.”
Butler says the pandemic has pushed down volume of sales because less people are driving to the office or are going out to dinner, but mobile deliveries have accelerated. Mobile deliveries can now be paid for with crypto through their secure website.
“Our business, just like any other individual has money balanced in a number of accounts, long or short cash needs or capital accounts. Believe me, we have been really focused on our long-term savings accounts here in the last year,” said Butler. “We decided like any investment when we see it peaking, we may decide to convert some to cash as needed. If it’s at a low point, we will just try to hold and wait for it to rise again.”
Butler says no customers have used the service to date, and at some point, a minimum policy may be put in place, similar to a credit card.
A French parliament member has signed a petition to amend the laws to enable the central bank of France to buy and hold bitcoin as well as other cryptocurrencies. The petition urges lawmakers to urgently consider the matter, warning that not owning bitcoin will put France “in a financially weak position within 5-10 years.”
Jean-Michel Mis, a member of the French National Assembly, the lower house of parliament, announced in a tweet Friday that he has signed a petition to amend the laws to enable the Banque de France, the country’s central bank, to buy and hold bitcoin, as well as other cryptocurrencies.
The petition residing on the French Senate’s e-petitions platform was started on March 5 by François-Xavier Marie Jean Elder Thoorens; it can be signed until Sept. 5. Petitions with at least 100,000 signatures within six months are forwarded to the Conference of Presidents, which will decide whether to follow up on the matter. At the time of writing, 583 signatures have been lodged.
“Many companies now have acquired large sums (of the order of several billion euros) of bitcoin,” the petition states, naming Michael Saylor’s Microstrategy and Elon Musk’s Tesla as examples. It further notes that “Some public entities like the mayor of Miami are positioning themselves to be able to buy bitcoin.”
Moreover, “The reason given is the risk of a weak dollar over the next 5 years destroying medium-term financing capacities,” the petition continues, adding:
France cannot decently remain as an observer of a race which has already started. Not owning bitcoin will put it in a financially weak position within 5-10 years. It is urgent to take up the matter.
Emphasizing that France must adopt a strategy in this area and apply applicable laws to implement it, the petitioner wrote: “I, therefore, propose an update of the monetary and financial code to endow the Banque de France with the capacity to buy, sell and hold bitcoins and other crypto assets.”
The petition also points out that lawmakers “will have to adopt a strategy that will correctly assess the risks and propose reasonable crypto-asset holding ratios in the application of this strategy.”
Do you think France’s central bank will buy and hold bitcoin? Let us know in the comments section below.
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